CREDIT AGRICOLE 4 YEAR S&P 500 / EU BANKS FIXED INCOME

STRUCTURED INVESTMENT NOTE

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Earn a Guaranteed

7.01% IN USD

OR 7.34% in GBP PER ANNUM

This product is available until 31st August 2023

Regular income Generation

Inflation Protection

Downside Protection

How This Note Works?

Key Points

The STOXX EUROPE 600 Banks Index

The S&P 500 Index

Historical Performance

ISINs

USD: XS2517119413
GBP: XS2517119504

This is a structured investment with defined risk and returns. It has some interesting features as outlined below:

It is a 4 year investment linked to the performance of the STOXX Europe 600 Banks Index (SX7P) and S&P 500 Index (SPX)

THE STOXX EUROPE 600 BANKS INDEX

Index Profile

The STOXX Europe 600 Banks Index Banks Index represents a diverse portfolio of leading European banking stocks, providing investors with exposure to the financial sector across the Eurozone. The STOXX Europe 600 Banks Index presents an attractive opportunity for investors seeking long-term capital appreciation and
income generation.

Despite recent challenges and uncertainties, the banking sector is poised for recovery, driven by improving economic conditions, favourable regulatory changes, and digital transformation efforts. Investing in the STOXX Europe 600 Banks Index offers diversification, potential for strong returns, and a compelling valuation.

Economic Recovery and Favourable Regulatory changes:

The Eurozone economy is expected to rebound strongly in the coming years, driven by various factors such as fiscal stimulus measures and accommodative monetary policy.

As economic activity picks up, banks stand to benefit from increased loan demand, higher interest rates, and improved asset quality. Additionally, regulatory changes aimed at strengthening the banking sector, enhancing stability, and reducing risk will provide a favourable operating environment for Eurozone banks, supporting long-term growth prospects.

Digital Transformation and Cost Efficiency:

European banks have embarked on significant digital transformation initiatives to enhance operational efficiency, reduce costs, and improve customer experience. Investments in technology, automation, and digital platforms allow banks to streamline processes, expand their reach, and offer innovative products and services. As these efforts gain traction, STOXX Europe 600 Banks Index constituents are well-positioned to capitalize on the digital revolution, leading to increased profitability and competitiveness.

Diversification and Exposure to Leading Institutions:

Investing in the STOXX Europe 600 Banks Index provides diversification benefits by gaining exposure to a basket of leading banking institutions across the Eurozone. The index includes major players such as BNP Paribas, Deutsche Bank, Banco Santander, and other well-established financial institutions. This diversified exposure mitigates company-specific risks and allows investors to participate in the overall performance of the banking sector, benefiting from the potential growth and stability of the Eurozone economy.